Today’s Mortgage Lender spotlight shines on Nathan Soliday. Nathan began in the mortgage industry in 2002 when he opened a small, one person office in Salem, Indiana. Nathan grew up in Orange County Indiana and after going to school at Indiana University Southeast he decided to work for Paoli Furniture for a few years. After his second daughter was born in 2002 he realized that his love for real estate and finance would open up new opportunities for he and his family throughout Southern Indiana and Kentucky.
If you are interested in buying or refinancing a home in Southern Indiana you can get started by completing a FREE loan application here: FREE Southern Indiana Zero Down Mortgage Application
Since that time, Nathan has helped nearly 2,000 families purchase their dream homes – many of which were able to buy with no money down! We all hear the “no money down” phrase a lot, but Soliday has access to a few programs that many of the banks don’t offer. By carving out this niche in the mortgage industry he has been able to grow his mortgage branch to nearly 10 employees and should close nearly $30,000,000 home loans in the next 12 months.
Nathan offers several different types of Zero Down Payment home loans including the Indiana Housing Program (IHCDA). Here is a simple video that he recorded on this program recently.
Along with the Indiana Housing Program, he also offers the USDA Zero Down Payment program. This is a fantastic program that works in most areas of Indiana and Kentucky (except for the urban areas).
The USDA / Rural Development program requires a credit score of at least a 600. In some cases, a client can buy a home with a zero credit score or with no traditional credit score.
In this situation, Nathan’s team will work with you to determine if you have any non traditional tradeline’s to help build a credit profile for the underwriter. Examples of non traditional tradelines include:
12 month pay history on:
-Water Bill
-Rental History
-Electric Bill
–Cable Bill
–Auto Insurance
More…
and more. If you think you have a zero credit score but you would like to buy a home be sure to reach out to Nathan at 812-650-0708
One thing that Nathan’s team is proud of is the flexibility in their loan programs. Not only do they offer high debt ratio programs, but they also can do home loans down to a 580 credit score.
One loan program that most banks and brokers in the area do not offer is loans for a manufactured home / Doublewide home. Nathan offers some great solutions for these property types including FHA, VA, and Conventional loan options.
Nathan works for a parent company based in Plymouth, Michigan named Success Mortgage Partners, Inc. By partnering with a larger company like SMP, Soliday is able to offer great interest rates, fast underwriting times, and unmatched partner support when needed.
If you are interested in buying or refinancing a home in Southern Indiana you can get started by completing a FREE loan application here: FREE Southern Indiana Zero Down Mortgage Application
Over the years, Nathan has connected with a lot of great clients, real estate agents, and insurance agents throughout the area. Here are a few reviews from clients that he has worked with: Nathan Soliday Google Reviews and Nathan Soliday Zillow Reviews
If you have a real estate or mortgage question for Nathan, feel free to reach out to him by phone @ 812-650-0708 or by email at [email protected]
Nathan Soliday, NMLS #166402
Success Mortgage Partners, NMLS #130562
812-650-0708 Phone
190 W Becks Mill Road, Suite K
Salem, IN 47167
Equal Housing Lender
11/12/2019 Information subject to change without notice. This is not an offer or commitment to lend.
Nathan is licensed in Indiana & Kentucky